Restaurants
We offer comprehensive coverage for restaurants, whether it’s fine or casual dining or higher liquor sales.
Coverages Offered
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Markets
Company | Rating | Size | States Available |
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Admitted | |||
AmTrust | A | X | |
Berkshire Hathaway Guard | A++ | XV | |
Great American | A | XIII | |
Hanover | A | XIV | |
Insurors Indemnity | A- | V | |
Markel Specialty | A | XV | |
State Auto | A- | XIII | |
Travelers | A+ | XV | |
Workers Compensation | |||
Accident Fund | A- | X | |
AIG | A | XV | |
Amerisafe | A | IX | |
AmTrust | A | X | |
Berkshire Hathaway Guard | A++ | XV | |
Employers | A- | IX | |
ICWGroup Insurance | A- | X | |
Hanover | A | XIV | |
Markel Specialty | A | XIV | |
Redpoint (formerly American Hallmark) | A | ||
Service Lloyds Insurance | A- | VIII | |
State Auto | A- | XIII | |
Travelers | A+ | XV | |
Nonsubscription | |||
ACE USA | A | XV | |
Commercial Alliance Insurance Co | A- | VI | |
Essex Insurance Co | A | XIV | |
Great American | A | XIII | |
One Beacon | A u | XI | |
Service Lloyds | A- | VII | |
U.S. Specialty | A+ | XV | |
E&S Binding | |||
Acceptance Insurance Co. | |||
AIG | bbb | ||
Colony Insurance Co. | A | XII | |
Crum & Forester | A | XII | |
Evanston Insurance Co | A | XIV | |
Great American | A | XIII | |
Hallmark Specialty | A- | VIII | |
HIIG Specialty | |||
Markel | |||
Seneca | A | VIII | |
Scottsdale | A+ | XV | |
United States Liability Ins. | A++ | IX | |
E&S Brokerage | |||
Admiral Insurance Co. | A+ | XV | |
AIG | A | XV | |
Allianz | A+ | XV | |
American Empire Surplus Lines | A+ | VIII | |
AmTrust | A | XIV | |
Business Risk Services | |||
Century Surety | B++ | X | |
Colony | A | XII | |
Crum & Forster | A | XII | |
First Mercury | A | XII | |
Great American | A+ | XV | |
Hallmark Specialty | A- | IX | |
Hanover Ins. | A | XV | |
IAT Specialty | A- | XI | |
Insurors Indemnity | A- | V | |
Kinsale | A- | VIII | |
Liberty Surplus | A | XV | |
Markel | A | XV | |
PA Lumbermens Mutual | A- | VIII | |
RLI | A+ | XI | |
Scottsdale Ins. | A+ | XV | |
Seneca Insurance | A | XII | |
United National | A | XI | |
United Specialty | A | VIII | |
Flyers
TBD
Applications
![]() | Acord 126 Commercial General Liability |
![]() | Acord 125 Commercial Insurance |
![]() | Acord 823 Commercial Insurance Additional Premises |
Department Staff
E&S Commercial

Lisa Reynolds / CISR, CIC
Commercial Lines / Brokerage Underwriter
Phone: 877-224-3465 x 212
Lisa has been with TAGA since its founding in 1997. She began her insurance career on the retail side, then moved over to MGAs before coming to TAGA. At TAGA, she has been an Underwriter for Auto, as well as Property & Casualty, and is now the Brokerage Underwriter. She feels that communication is the most important aspect of good customer service.
She graduated from Minden High School in Minden, Nebraska and received her degree from a nearby business college. Her hobbies are camping, boating and reading books.

Michelle Vajello
Commercial Lines Underwriter
Phone: 888-565-2984 x 221
Michelle came to TAGA in 2008 as an Underwriter with 22 years experience in the insurance industry. She feels that a key component of excellent customer is to always work to strengthen relationships.
She graduated from Bastrop High School and she spends her spare time with her family and children, a 17 year old daughter and 12 year old son. They also have a dog, a Great Pyrenees, in their family

Phyllis Mitchell
Commercial Lines Underwriter
Phone: 888-565-2987 x 219
Phylllis came to TAGA in 2008 as a Commercial Lines Underwriter. Prior to that, she has spent several years in the insurance industry. She works hard to respond to her customers’ inquiries quickly.
She attended W. T. White High School and Richland Junior College. She enjoys being outdoors and spending time with friends and family.

Lisa Reyes / CISR
Commercial Lines, Professional & Non-Subscription Underwriter
Phone: 877-224-3459 x 248
Lisa started with TAGA in 2005. Since that time, she’s gained a great deal of experience in a variety of positions and departments. She’s worked extensively in the Workers Compensation and Property and Casualty departments as a Policy Tech and Underwriting Assistant, and is now an Associate Underwriter for the Preferred Market Department. She knows that having a positive attitude is key to providing good customer service.
Lisa received her Bachelor’s from the University of Texas at Austin in Economics, with a minor in Business Administration. She is currently pursuing her CIC designation. Outside of work, she spends time with her family, her husband, her son and daughter. She’s a big Longhorn fan and looks forward to football season every year. “Hook em’ Horns!!”
Admitted Commercial & Workers Comp

Vivian Escalante
Transportation / Workers Compensation / Preferred Underwriter
Phone: 877-224-3463 x 230
Vivian has been in the insurance industry for over 13 years. She’s been an Underwriter with TAGA since 2001. She knows that being a nice, friendly person that has knowledge of their job is essential to good customer service.
One of her favorite hobbies is cake decorating. She has four children, ages six, four, three, twelve-months and one cat in the family. She is also active with the Girl Scouts.

Charity Dickehut
Transportation / Workers Compensation Underwriter
Phone: 866-214-4160 x 218
Charity began her career in the insurance industry in 1996 as a Policy Technician. She joined the TAGA team in 2000 as a Transportation Underwriter Assistant and now works as a Transportation and Garage Underwriter quoting new and renewal business. She feels that responding quickly and professionally to a customer’s requests and understanding their needs is very important.
Charity graduated from Leander High School and attended Austin Community College. She is married with two children. She loves animals and has lots of pets; two Chihuahuas, two cats, a cockatiel, a turtle and a bearded dragon. She enjoys spending time with the family and playing catch in the backyard