Surplus Contractors
TAGA works with the best markets in the surplus industry to provide you the coverage your insureds need at a price they want.
Target Classes
| Artisan contractors – commercial, residential and industrial |
| General contractors(100% subcontracted w/insured or uninsured) |
| Commercial |
| Residential (more than 20 home starts per year) |
| Industrial |
| Cell tower |
| Electrical, HVAC and plumbing including boiler repair |
| Installation, service and repair |
| Project specific policies available |
| Street and road |
| Utility contractors |
| Welding |
| Excavation including water and sewer line |
| Horizontal Borings |
| Iron and Steel Erection |
| Demolition |
| Site prep and grading |
| Crane Rental (on hook sublimits) |
| Street and Road |
| Infrastructure developers |
| Tilt Up Concrete |
| Blasting |
| Seismic retrofitting |
Coverages Available – Occurrence or Claims Made
| Surplus Coverages |
| Products liability |
| Completed operations liability |
| Discontinued Operations Coverage |
| Owner’s contractors protective liability/owner’s interest general liability |
Optional Coverages Available
| Waivers of subrogation – Blanket or Individual |
| CG2037 Available |
| Employee benefits liability (claims made) |
| Per project and per location aggregate endorsements (aggregate caps of $3M, $5M and $10M available) |
| Pollution liability amendments, to include limited pollution coverage arising out of the insured’s work or product |
| Primary and non-contributory wording |
| Riggers liability |
| Specialized oil and gas endorsements, including time element pollution and underground resources and equipment hazard coverages |
| Stop gap liability |
| Vendors coverage |
| Warranty of subcontractors form (which provides coverage for uninsured/underinsured subcontractors) |
Premium
| Minimum – $500 |
| Average – $2,500 |
| Maximum- No Maximum |
Markets
| Company | Rating | Size | States Available |
|---|---|---|---|
| Acceptance Insurance Co. | A- | X | |
| AIG | bbb | ||
| Colony Insurance Co. | A | XII | |
| Crum & Forester | A | XII | |
| Evanston Insurance Co | A | XIV | |
| Great American | A | XIII | |
| Hallmark Specialty | A- | VIII | |
| HIIG Specialty | |||
| Markel | A | XV | |
| MUSIC | A | XV | TX, NM, OK, AR, LA |
| Seneca | A | VIII | |
| Scottsdale | A+ | XV | |
| United States Liability Ins. | A++ | IX |
What We’ve Been Writing
| First Quarter 2019 WWBW Commercial Ag First Quarter 2018 |
Flyers
Applications
Department Staff
Phyllis Mitchell
Commercial Lines Underwriter
Biographical Info
Phylllis came to TAGA in 2008 as a Commercial Lines Underwriter. Prior to that, she has spent several years in the insurance industry. She works hard to respond to her customers’ inquiries quickly.
She attended W. T. White High School and Richland Junior College. She enjoys being outdoors and spending time with friends and family.
Categories: Artisan Trades, Builders Risk, Commercial Property, General/Paper Contractors, Surplus Contractors