Richard Salley » Surplus Contractors

Surplus Contractors

TAGA works with the best markets in the surplus industry to provide you the coverage your insureds need at a price they want.

Worker smoothing down freshly poured concrete.

Target Classes

Artisan contractors – commercial, residential and industrial
General contractors(100% subcontracted w/insured or uninsured)
Residential (more than 20 home starts per year)
Cell tower
Electrical, HVAC and plumbing including boiler repair
Installation, service and repair
Project specific policies available
Street and road
Utility contractors
Excavation including water and sewer line
Horizontal Borings
Iron and Steel Erection
Site prep and grading
Crane Rental (on hook sublimits)
Street and Road
Infrastructure developers
Tilt Up Concrete
Seismic retrofitting

Coverages Available – Occurrence or Claims Made

Surplus Coverages
Products liability
Completed operations liability
Discontinued Operations Coverage
Owner’s contractors protective liability/owner’s interest general liability

Optional Coverages Available

Waivers of subrogation – Blanket or Individual
CG2037 Available
Employee benefits liability (claims made)
Per project and per location aggregate endorsements (aggregate caps of $3M, $5M and $10M available)
Pollution liability amendments, to include limited pollution coverage arising out of the insured’s work or product
Primary and non-contributory wording
Riggers liability
Specialized oil and gas endorsements, including time element pollution and underground resources and equipment hazard coverages
Stop gap liability
Vendors coverage
Warranty of subcontractors form (which provides coverage for uninsured/underinsured subcontractors)


Minimum – $500
Average – $2,500
Maximum- No Maximum


CompanyRatingSizeStates Available
Acceptance Insurance Co.A-X
Colony Insurance Co.AXII
Crum & ForesterAXII
Evanston Insurance CoAXIV
Great AmericanAXIII
Hallmark SpecialtyA-VIII
HIIG Specialty
United States Liability Ins.A++IX

What We’ve Been Writing

First Quarter 2019 WWBW Commercial Ag First Quarter 2018


Builders Risk Contractors Equipment Business Owners Policy Brokerage
Commercial and Residential Child Care FacilitiesContractors Contractors Equipment
Hole In One Coverage Oil and Gas Restaurants, Taverns, Nightclubs
Roofers Liquor Liability Move Business Other Brokers
Umbrella Coverage Vacant Property


Contractors Basic Information
Acord 126 Commercial General Liability
Acord 125 Commercial Insurance
Acord 140 Commercial Insurance
Scheduled Dwellings Property Protection Application
Scottsdale Insurance Terrorism Disclosure
Exercise and Health Studio Supplemental Application
Landowners Program Supplemental
Exterminators General Liability Application
Detective Investigative Agency
Essex – Notice of Terrorism Insurance Coverage
Convenience Store Supplemental Questionnaire
Acord 823 Commercial Insurance Additional Premises
Handyman Supplemental Application
Artisan Supplemental Application
Storefront Community Church Supplemental
Janitorial Program Supplemental
Security Guards and Related Operations General Liability app
Animal Services Program Supplemental
Day Nurseries and Preschools Supplemental
Products and Operations Supplemental
Mobile Home Parks and Campgrounds Supplemental
Liquor Liability
Cowboy Church Supplemental
Home Health Care
Motel Program Supplemental
Tanning Salon Supplemental
Vacant Building Supplemental
Vacant Building Supplemental
Bar Restaurant Product Application
Lessor’s Risk Only Supplemental Application
Companion Property and Casualty TRIA
Condo and HOA GL Application
Machine Shop Supplemental

Department Staff

Richard Salley

Premium Finance / Claims / Commercial Lines Manager
Work Phone: 512-531-1722 x 211
Photo of Richard Salley

Biographical Info

Richard combined his experience with four insurance associates to form Tejas American. Until recently he was a Commercial Lines Underwriter. Now Richard is currently managing the TAGA Premium Finance Company. He is also responsible for handling claims at TAGA.

Richard worked with a managing general agency starting in 1992 as Personal Lines Manager. During his two-year venture, he set the stage and put the agency on the map as one of the premier farm and ranch insurance writers in the state of Texas.

In March 1994, Richard was promoted to Underwriting Manager for all lines. Under his leadership, Austin Surplus Lines continued to grow and experience its greatest year ever in 1996. Richard held this position until March of 1997.

Richard’s responsibilities included underwriting results and production commitments for all lines. He worked closely with the Administrative Manager and individual department managers under his direction to provide extraordinary service for customers while producing a profit for his companies and the agency.

Prior to the agency field, Richard spent seven years in the oil and gas industry in the position of Insurance and Contracts Manager. He held this position for five years at Bearden Drilling Company and for two years at Burns Drilling Company. Preceding his work in the oil industry, Richard spent six years with Crum and Forster Insurance Company. While at C & F, he held positions that included marketing responsibilities and supervision of one of the largest farm and ranch insurance departments in the state of Texas.

Richard received a Bachelor of Science Degree from Texas Tech University. Since college, he has completed course work in Insurance Principles, CPCU and holds his CIC designation.

Richard is married to Julie and has 2 daughters, Casey and Randi.

Categories: Brokerage, Claims, Commercial Property, Premium Finance LP, Surplus Contractors