Surplus Contractors
TAGA works with the best markets in the surplus industry to provide you the coverage your insureds need at a price they want.

Target Classes
Artisan contractors – commercial, residential and industrial |
General contractors(100% subcontracted w/insured or uninsured) |
Commercial |
Residential (more than 20 home starts per year) |
Industrial |
Cell tower |
Electrical, HVAC and plumbing including boiler repair |
Installation, service and repair |
Project specific policies available |
Street and road |
Utility contractors |
Welding |
Excavation including water and sewer line |
Horizontal Borings |
Iron and Steel Erection |
Demolition |
Site prep and grading |
Crane Rental (on hook sublimits) |
Street and Road |
Infrastructure developers |
Tilt Up Concrete |
Blasting |
Seismic retrofitting |
Coverages Available – Occurrence or Claims Made
Surplus Coverages |
Products liability |
Completed operations liability |
Discontinued Operations Coverage |
Owner’s contractors protective liability/owner’s interest general liability |
Optional Coverages Available
Waivers of subrogation – Blanket or Individual |
CG2037 Available |
Employee benefits liability (claims made) |
Per project and per location aggregate endorsements (aggregate caps of $3M, $5M and $10M available) |
Pollution liability amendments, to include limited pollution coverage arising out of the insured’s work or product |
Primary and non-contributory wording |
Riggers liability |
Specialized oil and gas endorsements, including time element pollution and underground resources and equipment hazard coverages |
Stop gap liability |
Vendors coverage |
Warranty of subcontractors form (which provides coverage for uninsured/underinsured subcontractors) |
Premium
Minimum – $500 |
Average – $2,500 |
Maximum- No Maximum |
Markets
Company | Rating | Size | States Available |
---|---|---|---|
Acceptance Insurance Co. | A- | X | |
AIG | bbb | ||
Colony Insurance Co. | A | XII | |
Crum & Forester | A | XII | |
Evanston Insurance Co | A | XIV | |
Great American | A | XIII | |
Hallmark Specialty | A- | VIII | |
HIIG Specialty | |||
Markel | A | XV | |
MUSIC | A | XV | TX, NM, OK, AR, LA |
Seneca | A | VIII | |
Scottsdale | A+ | XV | |
United States Liability Ins. | A++ | IX |
What We’ve Been Writing
First Quarter 2019 WWBW Commercial Ag First Quarter 2018 |
Flyers
Applications
Department Staff
Richard Salley
Premium Finance / Claims / Commercial Lines ManagerBiographical Info
Richard combined his experience with four insurance associates to form Tejas American. Until recently he was a Commercial Lines Underwriter. Now Richard is currently managing the TAGA Premium Finance Company. He is also responsible for handling claims at TAGA.
Richard worked with a managing general agency starting in 1992 as Personal Lines Manager. During his two-year venture, he set the stage and put the agency on the map as one of the premier farm and ranch insurance writers in the state of Texas.
In March 1994, Richard was promoted to Underwriting Manager for all lines. Under his leadership, Austin Surplus Lines continued to grow and experience its greatest year ever in 1996. Richard held this position until March of 1997.
Richard’s responsibilities included underwriting results and production commitments for all lines. He worked closely with the Administrative Manager and individual department managers under his direction to provide extraordinary service for customers while producing a profit for his companies and the agency.
Prior to the agency field, Richard spent seven years in the oil and gas industry in the position of Insurance and Contracts Manager. He held this position for five years at Bearden Drilling Company and for two years at Burns Drilling Company. Preceding his work in the oil industry, Richard spent six years with Crum and Forster Insurance Company. While at C & F, he held positions that included marketing responsibilities and supervision of one of the largest farm and ranch insurance departments in the state of Texas.
Richard received a Bachelor of Science Degree from Texas Tech University. Since college, he has completed course work in Insurance Principles, CPCU and holds his CIC designation.
Richard is married to Julie and has 2 daughters, Casey and Randi.