Surplus Contractors
TAGA works with the best markets in the surplus industry to provide you the coverage your insureds need at a price they want.
Target Classes
| Artisan contractors – commercial, residential and industrial |
| General contractors(100% subcontracted w/insured or uninsured) |
| Commercial |
| Residential (more than 20 home starts per year) |
| Industrial |
| Cell tower |
| Electrical, HVAC and plumbing including boiler repair |
| Installation, service and repair |
| Project specific policies available |
| Street and road |
| Utility contractors |
| Welding |
| Excavation including water and sewer line |
| Horizontal Borings |
| Iron and Steel Erection |
| Demolition |
| Site prep and grading |
| Crane Rental (on hook sublimits) |
| Street and Road |
| Infrastructure developers |
| Tilt Up Concrete |
| Blasting |
| Seismic retrofitting |
Coverages Available – Occurrence or Claims Made
| Surplus Coverages |
| Products liability |
| Completed operations liability |
| Discontinued Operations Coverage |
| Owner’s contractors protective liability/owner’s interest general liability |
Optional Coverages Available
| Waivers of subrogation – Blanket or Individual |
| CG2037 Available |
| Employee benefits liability (claims made) |
| Per project and per location aggregate endorsements (aggregate caps of $3M, $5M and $10M available) |
| Pollution liability amendments, to include limited pollution coverage arising out of the insured’s work or product |
| Primary and non-contributory wording |
| Riggers liability |
| Specialized oil and gas endorsements, including time element pollution and underground resources and equipment hazard coverages |
| Stop gap liability |
| Vendors coverage |
| Warranty of subcontractors form (which provides coverage for uninsured/underinsured subcontractors) |
Premium
| Minimum – $500 |
| Average – $2,500 |
| Maximum- No Maximum |
Markets
| Company | Rating | Size | States Available |
|---|---|---|---|
| Acceptance Insurance Co. | A- | X | |
| AIG | bbb | ||
| Colony Insurance Co. | A | XII | |
| Crum & Forester | A | XII | |
| Evanston Insurance Co | A | XIV | |
| Great American | A | XIII | |
| Hallmark Specialty | A- | VIII | |
| HIIG Specialty | |||
| Markel | A | XV | |
| MUSIC | A | XV | TX, NM, OK, AR, LA |
| Seneca | A | VIII | |
| Scottsdale | A+ | XV | |
| United States Liability Ins. | A++ | IX |
What We’ve Been Writing
| First Quarter 2019 WWBW Commercial Ag First Quarter 2018 |
Flyers
Applications
Department Staff
Theresa Choat
Commercial Lines Underwriter
Biographical Info
An Underwriting Assistant for the Commercial Lines department, Theresa started with TAGA in 2010. Having over 20 years of experience, Theresa has been in the E&S Insurance Industry since 1981. She constantly works to ensure that our producers and their staff get taken care of promptly and with the utmost care.
Theresa has been married for 28 years with two sons, ages 25 and 20. Her family enjoys traveling and attending music festivals, specifically Jazz music festivals.
Categories: Builders Risk, Commercial Property, General/Paper Contractors, Surplus Contractors