Non Subscription


Choose Non-Subscription as a Cheaper, More Managable Solution to Workers Compensation!

TAGA offers coverage through all the major providers of Occupational Accident Coverage.

Texas is unique among the states in allowing employers to not participate or “opt out” of the Workers Compensation system. Tejas American General Agency’s Non-Subscription Department provides non-subscriber and occupational accident coverages and support services to those employers electing to limit their Texas employee injury exposure.

Worker Signing a document


TAGA has markets for a broad array of classes. We offer superior service, including ERISA roll out assistance and in many cases, provide a quote/indication within 24 hours.


CompanyRatingSizeStates Available
ACE American Insurance CompanyA++XVTX
Convex Insurance UK LimitedA-XVTX
Third Coast Insurance CompanyAXIIITX




The following Applications are available for submission online:

Non-Subscriber Application

Department Staff

Photo of Bart Koch / CIC, AAI
Bart Koch / CIC, AAI
Accounting / Marketing / Workers Comp Manager

In 1997 Bart and four colleagues formed TAGA with a strong desire to deliver superior customer service to Independent Insurance Agents in Texas while making an underwriting profit for their Carriers. TAGA has experienced rapid growth due largely to the TAGA team that Bart and his colleagues have assembled. Taking an active role in the company, he leads the Commercial Lines, Accounting, Human Resources, and Marketing Teams helping them to achieve the TAGA Difference.

Prior to forming TAGA, he was Vice President of Operations and Partner with another MGA in the Austin area. Previously, Bart worked for both an independent insurance agency and a major insurance company in various Sales and Underwriting capacities after graduating from Louisiana State University in 1982 with a Bachelor of Science Degree in Management and Administration.

Current Industry Affiliations include the Texas Surplus Lines Association (TSLA), the Wholesale & Specialty Insurance Association (WSIA), The Society for Human Resource Management (SHRM ),the Independent Insurance Agents of Texas ( IIAT), and the Federation of Insurance Women of Texas (FIWT) . In 2022, he was appointed by the Insurance Commissioner to serve a   3 year term on the Surplus Lines Stamping Office of Texas (SLTX ).

Celebrating over 40 years of marriage, he and his wife, Cindi, have 3 sons, 6 grandchildren, a Great Dane and a Golden Doodle. They enjoy traveling, spending time with family, and camping.

Photo of Lisa Reyes / CISR
Lisa Reyes / CISR
Commercial Lines, Professional & Non-Subscription Underwriter

Lisa started with TAGA in 2005. Since that time, she’s gained a great deal of experience in a variety of positions and departments. She’s worked extensively in the Workers Compensation and Property and Casualty departments as a Policy Tech and Underwriting Assistant, and is now an Associate Underwriter for the Preferred Market Department. She knows that having a positive attitude is key to providing good customer service.

Lisa received her Bachelor’s from the University of Texas at Austin in Economics, with a minor in Business Administration. She is currently pursuing her CIC designation. Outside of work, she spends time with her family, her husband, her son and daughter. She’s a big Longhorn fan and looks forward to football season every year. “Hook em’ Horns!!”