Non-Subscription
Choose Non-Subscription as a Cheaper, More Managable Solution to Workers Compensation!
TAGA offers coverage through all the major providers of Occupational Accident Coverage.
Texas is unique among the states in allowing employers to not participate or “opt out” of the Workers Compensation system. Tejas American General Agency’s Non-Subscription Department provides non-subscriber and occupational accident coverages and support services to those employers electing to limit their Texas employee injury exposure.

Classes
TAGA has markets for a broad array of classes. We offer superior service, including ERISA roll out assistance and in many cases, provide a quote/indication within 24 hours.
Markets
Company | Rating | Size | States Available |
---|---|---|---|
ACE American Insurance Company | A++ | XV | TX |
Convex Insurance UK Limited | A- | XV | TX |
Third Coast Insurance Company | A | XIII | TX |
Flyers
TAGA_NSB_WhyChooseNonSubscription-compressed | 4-Occupational-Accident-Flyer | Midlands-TXNS-Fact-Sheet |
Applications
The following Applications are available for submission online:
Non-Subscriber Application |
Department Staff
Bart Koch / CIC, AAI
Accounting / Marketing / Workers Comp ManagerBiographical Info
In 1997 Bart and four colleagues formed TAGA with a strong desire to deliver superior customer service to Independent Insurance Agents in Texas while making an underwriting profit for their Carriers. TAGA has experienced rapid growth due largely to the TAGA team that Bart and his colleagues have assembled. Taking an active role in the company, he leads the Commercial Lines, Accounting, Human Resources, and Marketing Teams helping them to achieve the TAGA Difference.
Prior to forming TAGA, he was Vice President of Operations and Partner with another MGA in the Austin area. Previously, Bart worked for both an independent insurance agency and a major insurance company in various Sales and Underwriting capacities after graduating from Louisiana State University in 1982 with a Bachelor of Science Degree in Management and Administration.
Current Industry Affiliations include the Texas Surplus Lines Association (TSLA), the Wholesale & Specialty Insurance Association (WSIA), The Society for Human Resource Management (SHRM ),the Independent Insurance Agents of Texas ( IIAT), and the Federation of Insurance Women of Texas (FIWT) . In 2022, he was appointed by the Insurance Commissioner to serve a 3 year term on the Surplus Lines Stamping Office of Texas (SLTX ).
Celebrating over 40 years of marriage, he and his wife, Cindi, have 3 sons, 6 grandchildren, a Great Dane and a Golden Doodle. They enjoy traveling, spending time with family, and camping.