Standard Lines

Standard Lines

Your Source for Commercial Standard Markets with No Membership Fees

Now writing through over 9 A rated, admitted carriers!

In addition to our many surplus markets, Tejas American General Agency offers several standard markets with a very broad base of coverage. Throughout Texas and the contiguous states, TAGA’s expert underwriters provide quotes on BOP, Package, General Liability, and more to save your insureds money.

Man using a calculator next to a notebook on a desk

Coverages Offered

General Liability
Inland Marine


Advertising Companies
Apartment Buildings
Auto Service Shops
Beauty Salons
Bed & Breakfasts
Business Personal Property
Children’s Clothing Stores
Convenience Stores
Dentist Offices
Donut Shops
Dry Cleaners
Hardware Stores
Janitorial Services
Lessors Risks
Medical Facilities
Metal Workers
Nursery – Plants
Print Shops
Trade Schools
Web Site Developers
and much much more

*Excess and Umbrella Coverages available for a very wide range of classes.


CompanyRatingSizeStates Available
Berkshire Hathaway GuardA++XVAL, AR, GA, FL, KY, LA, MS, MO, OK, SC, TN, TX
Great AmericanAXIII
Insurors IndemnityA-VTX
Liberty MutualAXVAL, AR, GA, FL, KY, LA, MS, MO, OK, SC, TN, TX
Markel SpecialtyAXVAL, AR, GA, KY, MS, MO, SC, TN, TX
NationwideA+XVAL, AR, GA,FL, KY, LA, MS, MO, OK, SC, TN, TX
State AutoA-XIIIAL, AR, GA, KY, LA, MS, MO, OK, SC, TN, TX
TravelersA+XVAL, AR, GA,FL, KY, LA, MS, MO, OK, SC, TN, TX
Union StandardA+XVAZ, AR, NM, OK, TX




Insurors Indemnity Antique Stores Supplemental
Insurors Indemnity Artisan Contractor Questionnaire
Insurors Indemnity Janitorial Service
Insurors Indemnity – Restaurant
Insurors Indemnity – Mini Warehouse
Insurors Indemnity – Machine Shop – Welding
Insurors Indemnity Landscape Gardening Contractor
Insurors Indemnity Grocery Stores and Convenience
Insurors Indemnity Electrical Contractors v1
Older Building Questionnaire
Shopping Strip Center

Department Staff

Photo of Charity Dickehut
Charity Dickehut
Admitted/WC/Trans Underwriter

Charity began her career in the insurance industry in 1996 as a Policy Technician. She joined the TAGA team in 2000 as a Transportation Underwriter Assistant and now works as a Transportation and Garage Underwriter quoting new and renewal business. She feels that responding quickly and professionally to a customer’s requests and understanding their needs is very important.

Charity graduated from Leander High School and attended Austin Community College. She is married with two children. She loves animals and has lots of pets; two Chihuahuas, two cats, a cockatiel, a turtle and a bearded dragon. She enjoys spending time with the family and playing catch in the backyard

Photo of Bart Koch / CIC, AAI
Bart Koch / CIC, AAI
Accounting / Marketing / Workers Comp Manager

In 1997 Bart and four colleagues formed TAGA with a strong desire to deliver superior customer service to Independent Insurance Agents in Texas while making an underwriting profit for their Carriers. TAGA has experienced rapid growth due largely to the TAGA team that Bart and his colleagues have assembled. Taking an active role in the company, he leads the Workers Comp, Accounting, Human Resources, and Marketing Teams helping them to achieve the TAGA Difference.

Prior to forming TAGA, he was Vice President of Operations and Partner with another MGA in the Austin area. Previously, Bart worked for both an insurance agency and a major insurance company in various Sales and Underwriting capacities after graduating from Louisiana State University in 1982 with a Bachelor of Science Degree in Management and Administration.

Current Industry Affiliations include the Texas Surplus Lines Association ( TSLA ), the National Association of Professional Surplus Lines Organizations ( NAPSLO ), American Association of Managing General Agents ( AAMGA ), the Independent Insurance Agents of Texas ( IIAT) and many local chapters, and the Federation of Insurance Women of Texas ( FIWT ) and many local chapters.

Celebrating over 30 years of marriage, he and his wife, Cindi, have 3 sons. They enjoy traveling, boating, and an occasional game of golf

Photo of Susie Mireles
Susie Mireles
Admitted Lines Underwriter Assistant

Susie started with TAGA in 2009 with over eight years experience in commercial insurance. As an Underwriter Assistant, she does her best to meet her internal and external customers’ needs. She is a member of the Austin Association of Insurance Professionals.

Susie holds an Associates Degree from Austin Community College in General Studies with a focus in Quality. In her spare time she enjoys travelingwith her husband, photography, making cards and volunteer work with Austin Care Van, a mobile immunization clinic. Susie and her husband have been married 17 years. They have a rescued dog “Belle” who is 12 years old. Susie says, “I’m not sure if we rescued her or if she rescued us!”

Photo of Patty Rardin
Patty Rardin
Workers Compensation / Preferred Markets Underwriter Assistant

Patty began her career with TAGA in July 2000 and has been a member of the Workers Compensation ever since. She has recently begun underwriting preferred business. Patty has a young son named Devin. In her spare time she enjoys spending time with her family, being outdoors and shopping.